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Check Your VA Loan Eligibility Now!

Reduce Your Monthly Payments with a VA Loan IRRRL

Qualifying Veterans can refinance existing VA loans, or explore new $0 Down VA home purchase loans. Choose Your Path:



  This takes less than 1 minute to complete
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Why do you want to refinance?

(select all that apply)

Lower my rate / payment
Change my loan term
Take cash out of home
Pay off debts
Something else
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What's your branch of service?

Air Force
Army
Coast Guard
Marine Corps
Military Spouse
Navy
Space Force
Other VA Eligibility
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Regular Military, Reserves, or National Guard?

If multiple, select the option that best describes the majority of your military service.

Regular Military
Reserves
National Guard
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Are you currently serving?

Currently Serving
Separated
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What's your price range?

(it's ok to estimate)

[{"by":25000,"end":1000000,"start":100000}]
null
"7"
  • $100K
  • $1M+
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What type of property are you buying?

Single Family Home
Condominium
Town Home
Multi-Family
Mobile / Manufactured
New Construction
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How will you use your new home?

Primary Residence
Secondary / Vacation Home
Investment Property
Something else
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When are you planning to make your home purchase?

Immediately: Signed a Purchase Agreement
ASAP: Found a House/Offer Pending
Within 30 Days
2 - 3 Months
3 - 6 Months
6+ Months
No Time Frame/Still Researching Options
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Do you currently own a home?

Yes, I currently own a home
No, I am currently renting
No, I have other living arrangements
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Do you plan to sell your current home when purchasing a new one?

Yes
No
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What's your current monthly rent payment?

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Is this your first time buying a home?

Yes
No
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What's your current credit score?

(it's OK to estimate)

Excellent (720+)
Good (680-719)
Fair (640-679)
Below Average (620-639)
Poor (Below 620)
I don't know
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What's your current marital status?

Married
Unmarried
Legally Separated
Widowed
Other
I'd rather not say
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What's your household gross annual income?

(this is income before taxes)

[{"by":10000,"end":200000,"start":30000}]
null
"5"
  • < $30K
  • $200K+
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Have you declared bankruptcy in the past 2 years?

Our secure platform ensures your information is kept confidential.

No
Yes
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Where will your new home be located?

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What's the value of your home?

(it's OK to estimate)

[{"by":"20000","end":"2000000","start":"200000"}]
null
"16"
  • $200K
  • $2M+
Continue
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What type of property is your home?

Single Family Home
Condominium
Town Home
Multi-Family
Mobile / Manufactured
New Construction
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How are you using this home?

Primary Residence
Secondary / Vacation Home
Investment Property
Something else
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How much do you currently owe on your home mortgage?

(it's OK to estimate)

[{"by":25000,"end":1000000,"start":50000}]
null
"6"
  • < $50K
  • $1M+
Continue
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What's your current mortgage interest rate?

select an option
select an option
i'm finished
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What type of loan is your current mortgage?

Conventional
VA
FHA
USDA
I don't know
Something else
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Where is your home located?

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Great News! 

We've found options for you.

Continue to the final steps so we can provide your personalized home financing solutions.


This consultation is 100% FREE and there is no obligation!

(click below to continue)

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What's your full name?

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What's your email address?

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What's your phone number?

Evaluate My Eligibility
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ATTENTION: Veterans and Active Duty Service Members:


VA LOAN IRRRL

Streamline your VA loan with the Interest Rate Reduction Refinance Loan (IRRRL).

If you're a veteran with an existing VA loan, the IRRRL program can help you lower your interest rate and monthly payments with a simplified refinance process. Check My Eligibility
 
WHAT IS A VA LOAN IRRRL?
The VA Loan Interest Rate Reduction Refinance Loan (IRRRL) is a streamlined refinance program for veterans with existing VA loans.

This program offers a quick, easy way to lower your interest rate and reduce your monthly mortgage payments.*

Key benefits of VA Loan IRRRL:
  • Lower interest rates and reduced monthly payments

  • No appraisal or credit underwriting package required in most cases

  • Minimal out-of-pocket costs - fees can often be rolled into the new loan

  • No income verification or employment check in most cases

  • Option to go from an adjustable-rate to a fixed-rate mortgage

*Eligibility requirements apply. Actual savings may vary based on specific loan terms and conditions.


Ready to lower your VA loan 
interest rate?


This takes less than 1 minute to complete. There is zero credit impact.









See if You're Eligible for a VA Loan IRRRL Now 

This takes less than 1 minute to complete and there is zero credit impact.






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Alex Caragiannides

Vice President


The Federal Savings Bank | NMLS #317494

Call or Text: (619) 701-5291

Alex Caragiannides, a Greek immigrant to the USA, grew up in Chicago and later moved to San Diego. He started his career as a loan officer in a mortgage company, becoming a top producer through dedication and communication skills. Alex's interest in digital marketing led him to found BSM Vault and create the Client Attraction Machine. He leverages social media and online advertising to help more customers. In his free time, Alex enjoys relaxing and spending time with family and friends.




It takes less than 1 minute to complete. There is zero credit impact.



See if you qualify for a VA Loan IRRRL

Discover your savings as a veteran.

This takes less than 1 minute to complete and there is zero credit impact.








IMPORTANT PRIVACY NOTICE: YOUR INFORMATION WILL NOT BE SOLD

Most mortgage websites sell the information they collect to multiple banks and lenders.

We don't. You’ll get connected with one of our licensed team members and YOU can decide the next steps.





 









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